Weird Rash In Pattern

Horror Story ....

Stories like this one , there are tons. I'll be away from my role as wicked stepmother to a bracket on the purchase of a property.

If this text allows, even if only one person to avoid ending up in schnoutte , it's worth writing it ;-).

When you decide to buy a house, thanks be aware that this is the biggest investment of your life. That said, it is important to surround yourself with competent people .
Some people perceive
estate agents and sellers of used tanks . Be aware that since 1996, the Law on Real Estate Brokerage governed more and more severely the job of broker and / or real estate agent. The estate agent is there to protect you and confidence "error and omission" is a guarantee against bin .... the possible errors and omissions!

Choose your agent . Do not be afraid to flushed an agent who does not trust you and / or with whom you feel uncomfortable.

careful to an agent who seems too eager to make you an offer that does not answer your questions, which seems to spare gasoline and is not open to show you more of a property. Take your

agent, do not spend a listing agent to another, thinking to save on the commission. You do not save anything, because anyway, the commission is already calculating the registration fee. By -cons having your own agent, it can go and negotiate for you with the listing agent and seller. That's when you get a chance to save a few thousand dollars.

Ask your agent refer an inspector, a mortgage broker and a notary. Expect to that you offer at least 3 !

Why?

Before you can make your own choices by comparing the various services of each and their rate. The code of ethics agents requires that any agent influences the choice of its buyers . The agent can guide them, but in any case the decision must be enforced.

If an agent is dealing with only one inspector per- example, it is possible ( j'dis that's not necessarily the case) that the agent is to connivance with the inspector and the latter is not all anomalies to get the sale.

A professional realtor, does not care that the sale happens or not, he has at heart the welfare its customers and understands the emotional investment of money and future owners.

In addition, an experienced agent knows, the first visit noted signs of potential problems.

(When I speak from experience, I do not mean just the number of transactions that the agent has done, rather ask if he attends inspections with customers. Unfortunately, many do do not, they are a bit ignorant on the subject. I've always made a point, even if it's long, flat painful sometimes, to make such inspections with my buyers. First, I learned a lot of stuff and the other, I was informed to assist my clients in their choices and / or more equipped to request a price reduction if the condition of the property suggested in a ;-)

A pen on the bottom of the walls would probably turn is an agent on the condition of the home of Karla . From Gyps sinking with a slight pressure, it is definitely not a good sign. Same thing for windows, it is easy to see if the house has a moisture abnormal looking around windows. An experienced agent will look carefully in the basement, around the foundation, brick, roof ect ...

is normal that the officer "is missing some" is the job of an inspector to make a more careful analysis. By -cons at 500-600 $ for an inspection, if you can avoid it and move on to another property (if there is a potential major problem), which is something to win!

Before paying $ 500-600 for a inspection, ask your agent get a copy of the certificate of location. Sometimes there may be problems at this level, which you would override this property. Again, it's better to know before spending hundreds of dollars.

So at the beginning of your process, get a pre-approval mortgage. On the one hand to know what budget shop and the other to have time, get the best rate.

Keep one thing in mind by-cons at the pre-approval no credit investigation is performed. The pre-approval aims to evaluate your percentage of debt and your ability to pay. If your credit is poor or if you have already gone bankrupt it is important to notify the broker ..... and especially your partner. Unfortunately I have seen couples split because of some financial skeletons in the closet!

.... So here was my advice p'tits Sunday!

If you have any questions, feel free to ask!

Letters To Penthouse Online Free Read

Lucy ... more

(Part lowest

;-) I was back The documents Mr. Listing agent 123 of the Pigeons him reciting my spiel: my client is the most beautiful, delicate, pre-approved mortgage in support ... what a perfect client!

(Se I hated the art of doing in my home region is that we did not have the option of going to present ourselves (as agent collaborator) offers to customers / vendors . j'vous mozussss tell the nice officer gave presentations where the difference ;-) I

issue back to the office to pass time while waiting for the call.

(My Broker me charge an extra fee office this month as I spent the carpet by the 100 steps ;-))).

Finally, the call comes ... ..

"Marian? It was Mr. listing of 123 of the Pigeons "

(Arrrrgh ... .. Get to the point !!!!! The Devil greetings ... -)

" Yes, Mr. listing "

" Your offer been accepted as is. ... Congratulations! "

(What? From Kess Y ... silly me it there?? No cons-proposal ... Nothing?? Yessssss Sir !!!).

"Okay Mr. listing" I said in a tone of false calm.

"It will be recalled tomorrow to the acknowledgment and then, okay? "

" No problem, see you tomorrow "

Click!

I jump around the office. Secretary writhes with laughter. I had dropped three or four "Yes Sir" in less than 30 seconds.

(J'prends not even have time to get a smoke. ... I call Lucy)



** (With the following, I knew at the pre-purchase inspection which took place two days later. This is the mother of Lucy, who told me, Lucy had to return to Toronto. What I say, no one hears. ).



Drollin! Drollin! (Well the sound of a ringing telephone is

;-) "Hi Lucy, Lady!" With a tremor in his voice, I swear

"Hello, how are you?? "Voice full of concern.

"I have good news, your bid is accepted"

"Ho! "I heard

tears flowed. ... I was crying as she was, I believe. She was speechless.

"Lucy, I let you go and share the news with your family and you call me later for the rest ok? "

" Okay ... .. by now. "

She had said a few words. She had not yet returned to the room where his parents and his daughters were watching TV.

Turning, she saw Angel across the room and it went to the kitchen table. She took my business card and gently gave her soft kisses on my picture, repeating

"Thank you! Thank you Lady! "With a smile full of tenderness.

Lucy had not said anything and nothing in our exchange confirmed the result. But Angel knew.

**

write his lines and I'm still excited. I never thought possible to touch a child. ... No .... I never thought would be so touched by a child.

I treasure the letter that Lucy sent to my broker. I keep

especially this little happiness in a special corner of my heart. When I am sad, I think of Lucy, the oldest and little Angel who is there to be no Assembly.

Peak And Tune Cobra 148

Lucy! Art Y Pico Award

Lucy is a woman of 35-37 who communicated with me in March 2001 via the network MLS.CA. I had a property on the market that seemed to fit his needs. I sent him the full description by e-mail asking a few questions about his expectations.

She explained that she would separate from her husband (they lived in Toronto) soon, she had her transfer and she had to find a property in my area for herself and her two young daughters. Already

that the rupture was not his initiative, she told me something of her moods via email. Our correspondence lasted nearly three months, from time to time for his "House shopping trip."

When finally arrived, I was only 5 properties that might correspond to his wishes. We visited the said property with its two (adorable) girls. ... I remember very well this Wednesday afternoon, a rainy summer that was slow to settle.

The two girls were aged from 5 to 7 years. The oldest had the same name as me and the youngest was named Angel. I do realize that Angel was with us, but without being there. She had the look "empty", she did not answer my smiles. She was so cute with her long black hair and huge eyes as black. I found it endearing ... yet.

We visited the five properties proposed, unfortunately none of them could fill the needs of Lucy. As Lucy had many questions, so that sector, financing, schools ect. We went into a Rotisserie not very far for a coffee and a chat.

It was already 3 hours we were together and felt complicity in our emails are transposed into reality. Lucy was the kind of woman I would have chosen as friends. She was intelligent and had the same sense of humor as me. She told me of his fears of the move. She was best expressed concern ... she was only 3 days to find "the" property.

"Lucy Do not worry, I'll find! "I said in a decided tone and confident.

(Unfortunately, I knew it would be difficult or even impossible. We were at the beginning of the housing bubble and the "good properties" went within a few hours. Anyway, in my book, No IMPOSSIBLE ' exists).

Her daughters were charming. Angel watched from the corner of the eye while talking with mom. One point, Lucy was well aware of the questioning in my eyes.

"Do not worry Lady, if Angel does not answer you. She is autistic

"Ho! "I said very awkwardly.

I have left for my other appointment a few minutes later. It was nearly 16 hours.

When I got to 21:30, I am immediately connected to my database to see what's new. There were a few. One which attracted my attention, anything close to $ 50 000.00 LESS than the budget of Lucy, I found it cute and very well renovated. The feeling was good. So I phoned

Lucy, despite the late hour and I called upon to be in front of the hotel the next morning, 9:00 (citing a schedule filled to the bone rather than "aggressiveness" of the market). I would hide my excitement, giving the price asked him and telling him that maybe it would not matter at all.

(I did not want to create false hopes. In addition, the market is that it is, I'm afraid to miss this property, since in a more affordable to more buyers. Anyway, should still try our chance).

My fears were justified. ... By contacting the listing agent, I confirmed that 5 other visits took place the following morning. It was nearly 23:30 when I can finally go to bed after returning all my calls and emails.

I fell asleep until about 4 hours. ... With the image of Angel in mind.

***

9:00 Thursday morning

As expected the little family joined me at the agreed address. He did a superb sun ... My first thought: This is gonna be a good day!

Already we see from the outside although we are facing a property well maintained and spotless. The sun puts more value in the earth ... freshly cut grass, perennials out of sight and annuals of all colors.

Lucy smiled.

We enter in and without giving you all the details, I remember every piece of each of the little things that make a home, a home!

Lucy was in love. ... And I thought I saw Angel smile.

When we returned to our respective cars, Lucy looked at me (bright eyes) and said

Lady is IT .... What's next? "

" We're going to Rotisserie! "To respond without being caught!

9:45

(en route to the Rotisserie, I reach for my gun. ... My cell ;-)

"Hello Mr. Agent listing. I'm a Lady Marian quelqu'onque office and I visited your property 123 of the Pigeons. My client seems ready to make an offer to purchase. Is there anything I should know as well as the statements of the seller and the taking of possession? "

He replied:

" No, nothing special, except that another offer is coming and I present to 15 hours "

(What?? Shit, they visited what time?? Grrrrrrrr!).



10 h 00 (Arrival at the Rotisserie)

"Well, Lucy, I have good news and bad news. ... Which you want first? "

" The Lady ... .. I dunno .... I dunno really not! "

(I thought I saw Angel become worried, I smile at him trying to comfort her)

" Ok Lucy, you see to the date of occupation, it seems correct even If it is quick. Except ... (I hate it to say that people) 's one other offer that came and will be presented to 15 hours. As is our code of ethics, all offers must be submitted together by the listing agent "

" Ho! but I want, what do I do? "

So I explain all the possibilities given the comparable market inclusions. As Agent, I'm required to do them and in no time I have to tell a buyer what to do. But as Lucy is a smart woman and knows very well make sense of things we write an offer that to me is as likely to be accepted.

10:15

(my cell phone rings ... I recognize the number. ... Ah shit!)

"Marian? It was Mr. Listing agent 123 of the Pigeons. This is just to inform that a second offer has been filed. As agreed, they will be presented to 15 hours "

(Ha ben ta ... .. Grrrrrrr!)

I am announcing the" new "to Lucy!

"What can we do Lady? "

" Hope?? "I said timid!

11:00

We leave the restaurant and I try as best I can to encourage Lucy. I go out almost every sentence spiritual encouragement.

"I'll call you as soon as I have news. Is payable, will arrive ok? "

Lucy makes me a hug.

(Angel looks at me straight in the eyes and smiled. She smiled )

I jump in my car and took "life." I am bewildered. Lucy DESERVES this property. All this light, all these flowers, all colors. They are so well all three in this remains. After this painful disappointment, this house would be perfect for a new beginning in peace, serenity and that light!

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